Business Purchase / Refinancing
Getting the right mix of funding is critical when purchasing a business as it has a major bearing on the amount of equity, security and repayment term required. We have the knowledge of a variety of different funding methods, often used together so can tailor a solution for you to cover these aspects. Whether you're buying an equity share in a professional practice, a franchise or a complete business, we're here to help.
Because we can, we only deal with quality banking professionals. Often it's the banker and not so much the bank that makes the difference between a great and poor banking relationship. We understand how the banks operate, how they manage portfolios and can advise on what your best options may be. Often a change in Relationship Manager means having to re-educate your banker about your business. At Omega Finance, we're not going anywhere, so with our in depth understanding of you and your business, we can make the transition to another banker smoother for you should you decide to change. We can access to a wide range of banks and other specialist commercial lenders. We can help with a combination of overdraft, commercial mortgage, cash flow lending, invoice finance, asset finance and franchise or professional equity funding. If you've got residential security then you've also got the opportunity to borrow up to 100% of the property value for business purposes.
If you're already in business, when was the last time you sat down and reviewed your debt structure and what it's costing you ? - chances are not since you last moved banks. You may have negotiated well when you did but, times change and, banks often will look to improve their return. They do this by making slight product or interest rates changes which over time may mean you're paying more than you should be. Banks sometimes get complacent believing you will not move to another lender, meaning you may no longer be getting a competitive rate on your funding. Therefore, your current debt maybe better structured to take into account changes to your business operation and consequently changing funding needs.
With over 30 years experience in commercial banking, there's not much we haven't seen before and we can look at your situation with a fresh set of eyes and discuss what your better options may be. We're available for a no obligation second opinion on your current situation. We expect in the majority of cases to be able to suggest an alternative structure/combination of facilities that will work more efficiently for you and at a cheaper cost. We'll also be happy to help you renegotiate better terms with your existing bankers given our knowledge of the marketplace, or even introduce you to a second lender for some of your business, thereby keeping both lender "honest" so to speak.
Whether starting up, buying or refinancing an established business, we work closely with your accountant to ensure that we're on the same page. So, what have you got to lose ? give us a a call now to get impartial advice on a better financial future.
Because we can, we only deal with quality banking professionals. Often it's the banker and not so much the bank that makes the difference between a great and poor banking relationship. We understand how the banks operate, how they manage portfolios and can advise on what your best options may be. Often a change in Relationship Manager means having to re-educate your banker about your business. At Omega Finance, we're not going anywhere, so with our in depth understanding of you and your business, we can make the transition to another banker smoother for you should you decide to change. We can access to a wide range of banks and other specialist commercial lenders. We can help with a combination of overdraft, commercial mortgage, cash flow lending, invoice finance, asset finance and franchise or professional equity funding. If you've got residential security then you've also got the opportunity to borrow up to 100% of the property value for business purposes.
If you're already in business, when was the last time you sat down and reviewed your debt structure and what it's costing you ? - chances are not since you last moved banks. You may have negotiated well when you did but, times change and, banks often will look to improve their return. They do this by making slight product or interest rates changes which over time may mean you're paying more than you should be. Banks sometimes get complacent believing you will not move to another lender, meaning you may no longer be getting a competitive rate on your funding. Therefore, your current debt maybe better structured to take into account changes to your business operation and consequently changing funding needs.
With over 30 years experience in commercial banking, there's not much we haven't seen before and we can look at your situation with a fresh set of eyes and discuss what your better options may be. We're available for a no obligation second opinion on your current situation. We expect in the majority of cases to be able to suggest an alternative structure/combination of facilities that will work more efficiently for you and at a cheaper cost. We'll also be happy to help you renegotiate better terms with your existing bankers given our knowledge of the marketplace, or even introduce you to a second lender for some of your business, thereby keeping both lender "honest" so to speak.
Whether starting up, buying or refinancing an established business, we work closely with your accountant to ensure that we're on the same page. So, what have you got to lose ? give us a a call now to get impartial advice on a better financial future.
