Investing
Regardless whether you are buying your first investment property or you have a portfolio, it's still important you get the best structure and a highly competitive deal, so look no more.
At Omega Finance we've access to over 1350 different loans from over 30 lenders, so can ensure that we find the right deal for you on the best possible terms. It's possible to borrow up to 95% towards the purchase price, leaving you to pay the small deposit and stamp duty. You'll need to pay what's called Lenders Mortgage Insurance (LMI) on borrowing above 80% in most cases.
We'll take the time to understand your current position, and plans for the future so we ensure that we get the right funding structure in place for you. This may be a combination of a traditional interest only loan, and Line of Credit (LOC) style facilities allowing you access to tap into equity for that next purchase without seeking further approval for finance. Our selection of lenders can also offer multiple offset accounts which would enable you to maximise the value of individual rental accounts (up to 9 maximum). It may also be appropriate to split up your borrowing between various lenders to maximise your borrowing capacity - we can provide recommendations to you if this is necessary.
If you are buying off the plan we can obtain for a long approval that will last for up to 18 months.
And, if you're building a portfolio, we can calculate your borrowing capacity to allow for anticipated rentals to see how quickly you can grow your portfolio. If you're not sure when and where to invest, we've access to a range of professional property advisors whether that be buyers advocates, real estate agents or property consultants who will help you build that portfolio. We've also got access to some fantastic property reports via Australia's leading property data agency RP data which will provide invaluable data on locations such as growth of homes and units prices, rental returns, demographics and specific property history on virtually every Australian residential property.
Even if you already have a portfolio, you may not have reviewed your funding for some time - we'll conduct an impartial review at no charge and advise if we can find a way to reduce your borrowing cost and consequently improve your available cash flow for future funding.
Give us a call and we will show you how we can help you further.
At Omega Finance we've access to over 1350 different loans from over 30 lenders, so can ensure that we find the right deal for you on the best possible terms. It's possible to borrow up to 95% towards the purchase price, leaving you to pay the small deposit and stamp duty. You'll need to pay what's called Lenders Mortgage Insurance (LMI) on borrowing above 80% in most cases.
We'll take the time to understand your current position, and plans for the future so we ensure that we get the right funding structure in place for you. This may be a combination of a traditional interest only loan, and Line of Credit (LOC) style facilities allowing you access to tap into equity for that next purchase without seeking further approval for finance. Our selection of lenders can also offer multiple offset accounts which would enable you to maximise the value of individual rental accounts (up to 9 maximum). It may also be appropriate to split up your borrowing between various lenders to maximise your borrowing capacity - we can provide recommendations to you if this is necessary.
If you are buying off the plan we can obtain for a long approval that will last for up to 18 months.
And, if you're building a portfolio, we can calculate your borrowing capacity to allow for anticipated rentals to see how quickly you can grow your portfolio. If you're not sure when and where to invest, we've access to a range of professional property advisors whether that be buyers advocates, real estate agents or property consultants who will help you build that portfolio. We've also got access to some fantastic property reports via Australia's leading property data agency RP data which will provide invaluable data on locations such as growth of homes and units prices, rental returns, demographics and specific property history on virtually every Australian residential property.
Even if you already have a portfolio, you may not have reviewed your funding for some time - we'll conduct an impartial review at no charge and advise if we can find a way to reduce your borrowing cost and consequently improve your available cash flow for future funding.
Give us a call and we will show you how we can help you further.
